Xiaomi Account
The Xiaomi Account sign-in on Xiaomi phones, used by Xiaomi Cloud, Find device, themes, GetApps and other Xiaomi services.
Xiaomi package
Xiaomi's payment component for Mi Coin and purchases inside Xiaomi services such as themes and games. It is safe to disable: you lose nothing most people will miss.
On current global phones this package shows up as Mi Coin, the payment component behind purchases in Xiaomi's own services, such as paid themes and in-game items bought through Xiaomi. Xiaomi says Mi Coin is bought through your Mi Account and spent on its virtual products. On older Indian builds the same package name carried the Mi Credit loan app. It runs only when a Xiaomi service starts a payment.
Also shown as Mi Credit (older builds).
You cannot buy or spend Mi Coin or pay for content inside Xiaomi's own services. Google Play purchases are not affected.
On most phones Settings greys out Disable for this package, so ADB is the way to turn it off. The commands below work without root and can be undone.
Disable it (reversible)
adb shell pm disable-user --user 0 com.xiaomi.paymentTurn it back on
adb shell pm enable com.xiaomi.paymentThe stronger option removes it for your user only; the original copy stays on the phone and a factory reset brings it back. Prefer disabling: it is easier to undo.
Uninstall for the main user
adb shell pm uninstall -k --user 0 com.xiaomi.paymentRestore after an uninstall
adb shell cmd package install-existing com.xiaomi.paymentNew to ADB? Set it up in about ten minutes.
It handles payment details and your Mi Account balance only when you make a purchase in a Xiaomi service.
com.xiaomi.payment is Mi Coin. Xiaomi's payment component for Mi Coin and purchases inside Xiaomi services such as themes and games.
It is safe to disable: you lose nothing most people will miss. On most phones it takes ADB.
You cannot buy or spend Mi Coin or pay for content inside Xiaomi's own services. Google Play purchases are not affected.
Each source answered when this page was checked on 25 October 2026.
Confidence: Community evidence. Backed by community debloat lists and forum reports, not by the maker. How we decide a verdict.
Cite this page: https://mysystemapp.com/packages/com.xiaomi.payment/ (verified 25 October 2026). Something wrong or out of date? Request a correction.