Xiaomi package

Mi Coin

Safe to disable: com.xiaomi.payment Safe to disable Community evidence
Maker
Xiaomi
Category
Payments and wallets
Confidence
Community evidence
Verified
25 October 2026

Xiaomi's payment component for Mi Coin and purchases inside Xiaomi services such as themes and games. It is safe to disable: you lose nothing most people will miss.

What it does

On current global phones this package shows up as Mi Coin, the payment component behind purchases in Xiaomi's own services, such as paid themes and in-game items bought through Xiaomi. Xiaomi says Mi Coin is bought through your Mi Account and spent on its virtual products. On older Indian builds the same package name carried the Mi Credit loan app. It runs only when a Xiaomi service starts a payment.

Also shown as Mi Credit (older builds).

If you disable it

You cannot buy or spend Mi Coin or pay for content inside Xiaomi's own services. Google Play purchases are not affected.

How to disable it

On most phones Settings greys out Disable for this package, so ADB is the way to turn it off. The commands below work without root and can be undone.

Disable it (reversible)

adb shell pm disable-user --user 0 com.xiaomi.payment

Turn it back on

adb shell pm enable com.xiaomi.payment

The stronger option removes it for your user only; the original copy stays on the phone and a factory reset brings it back. Prefer disabling: it is easier to undo.

Uninstall for the main user

adb shell pm uninstall -k --user 0 com.xiaomi.payment

Restore after an uninstall

adb shell cmd package install-existing com.xiaomi.payment

New to ADB? Set it up in about ten minutes.

Data and battery

It handles payment details and your Mi Account balance only when you make a purchase in a Xiaomi service.

Where it appears

  • Made by Xiaomi.
  • Android versions: 13 to 16.

Questions people ask

What is com.xiaomi.payment?

com.xiaomi.payment is Mi Coin. Xiaomi's payment component for Mi Coin and purchases inside Xiaomi services such as themes and games.

Can I disable Mi Coin?

It is safe to disable: you lose nothing most people will miss. On most phones it takes ADB.

What happens if I disable Mi Coin?

You cannot buy or spend Mi Coin or pay for content inside Xiaomi's own services. Google Play purchases are not affected.

Sources

  1. Xiaomi MIUI Security White Paper: 5.1 Mi AccountVendor documentation
  2. BAYTON system app database: com.xiaomi.paymentCommunity list
  3. Universal Android Debloater list entryCommunity list

Each source answered when this page was checked on 25 October 2026.

Confidence: Community evidence. Backed by community debloat lists and forum reports, not by the maker. How we decide a verdict.

Cite this page: https://mysystemapp.com/packages/com.xiaomi.payment/ (verified 25 October 2026). Something wrong or out of date? Request a correction.